Connect Tally, QuickBooks, Xero, Zoho Books, Odoo, Business Central or NetSuite once. LedgerBridge turns the books into reconciled GST and VAT, protected input tax credit and lender-ready credit files.
Reads books from
TallyPrimeQuickBooksXeroZoho BooksOdooBusiness CentralNetSuiteSAP · Sage via fileFollow one company from Tally, QuickBooks or any ERP, through one clean schema, to a GST reconciliation and a lender-ready credit file. Then see how the hours add up.
Governments now demand structured, real-time invoice data, and lenders want verified numbers. Meanwhile the books sit in desktop ledgers and a dozen regional ERPs.
Each module works on any connected ledger, and every number traces back to a voucher.
Ledgers, vouchers, trial balance, parties and tax IDs come from every system in one schema. Debit is positive and credit is negative, everywhere.
# same call for Tally, QuickBooks, Xero, Odoo… curl $LEDGERBRIDGE_API/v1/companies/42/trial-balance \ -H "X-API-Key: lb_live_…" { "rows": [ { "ledger": "HDFC Term Loan", "group": "Secured Loans", "debit": 0, "credit": 5250000 }, { "ledger": "Sales - Domestic", "group": "Sales Accounts", "debit": 0, "credit": 9150000 } ], "total_debit": 30652200.00, "total_credit": 30652200.00 }
Upload the GSTR-2B JSON. LedgerBridge matches it to the purchase register, including invoice numbers that differ only in format, and proposes an IMS action for each line.
P&L, balance sheet, DSCR, leverage, liquidity, receivable and payable ageing, and GST turnover against the books, in the format a credit desk reads first.
DSCR sits exactly at the 1.25× floor most lenders use, so the pack flags it for the credit desk.
Your accounts team keeps working in the system it already knows.
Install the desktop agent for Tally or QuickBooks Desktop, authorise a cloud ERP, or upload a trial balance from any system.
Every chart of accounts is mapped to one schema with familiar groups: debtors, creditors, duties and taxes, secured loans.
Reconcile GST and VAT, build lender packs, or let AI agents query the books through the API and MCP.
Run month-end reconciliations across 25+ clients from one workspace and bill for advisory instead of data entry.
Underwrite MSMEs on books matched to GST, not on PDFs. Cut turnaround from weeks to minutes.
Ship accounting integrations in days. One API instead of nine SDKs.
See every entity's books, tax exposure and debt ratios in one place, whatever ERP each subsidiary runs.
Structured, government-validated invoices are becoming law across Europe, the Gulf and India. LedgerBridge is building country packs to match.
Dates as published by national tax authorities and summarised by Taxually and SPS Commerce, November 2026. Mandates can move, so check the current rule before acting.
The pilot is free for our first 10 CA firms. We connect the books with you and run the first reconciliation together.
Four modules on one data layer. Rules compute every figure; AI writes only the words around them.
| Ledger API | Data layer |
| GST & VAT agent | Compliance |
| Lender Pack | Credit |
| Cash & MSME cockpit | Treasury |
| MCP connector | AI agents |
Tally exports debits as negatives, QuickBooks reports normal-side balances and Odoo never closes P&L into equity. LedgerBridge resolves all of that, so every source returns the same balanced trial balance.
| Source quirk | How LedgerBridge handles it |
|---|---|
| Tally exports debits as negative | Flipped to Dr +, Cr − |
| QuickBooks and Xero A/R and A/P control accounts | Ageing built from each invoice's open amount |
| Odoo and NetSuite never close P&L into equity | Computed prior-period retained-earnings line |
| Business Central total accounts | Posting accounts only, so nothing is double counted |
| SAP and Sage exports with loose headers | Synonym-aware column matching and a rule-based classifier |
| Status | Proposed IMS action |
|---|---|
| Matched | Accept |
| Matched (fuzzy) | Accept, then correct the reference in books |
| Value mismatch | Pending: ask the supplier to amend |
| Missing in 2B | Not in IMS: chase the supplier and hold ITC |
| ITC ineligible | Accept with ITC blocked; reverse in books |
| Missing in books | Book it if received, otherwise reject |
Matching is by supplier tax ID and normalised invoice number, with a value tolerance you set. Near-misses such as "MP-421" against "MP/0421" are caught and labelled, never silently forced.
Built by people who have raised debt from banks and NBFCs. The pack opens with the questions a credit manager asks, and calls out weaknesses instead of hiding them.
| Ratio · demo company | Value | Read |
|---|---|---|
| DSCR | 1.25× | At the floor |
| Debt / Equity | 0.77× | Comfortable |
| Interest coverage | 4.77× | Comfortable |
| Current ratio | 2.64× | Comfortable |
| Debtor days | 99.5 | Stretched |
| Inventory days | 142.1 | Stretched |
| XYZ Limited · live from TallyPrime | 30 Sep 2026 |
|---|---|
| Cash conversion cycle | 128.3 days |
| Receivables overdue | ₹40.4 lakh · 68.9% |
| Overdue to micro and small suppliers | ₹18.3 lakh |
| 43B(h) tax at risk if unpaid on 31 Mar | ₹3.9 lakh |
| Form MSME-1 lines drafted | 6 · due 31 Oct |
| Cash covers MSME dues, next 14 days | ₹4.6 of ₹18.3 lakh |
Bill-by-bill from the books: who to chase today, what will come in over 13 weeks, which micro and small suppliers are past the 15- or 45-day limit, the interest and tax that costs, and a payment run that pays them first.
Cloud APIs, desktop agents and a universal file importer. Each source maps to the same schema, so each module works the same on all of them.
| System | Markets | Connection | Status |
|---|---|---|---|
| TallyPrime / Tally.ERP 9 | India, Middle East | Desktop agent, XML over port 9000 | Available |
| Zoho Books | India, UAE, US, UK | OAuth, REST v3 | Available |
| QuickBooks Online | US, UK, CA, AU, IN | OAuth 2.0, Accounting API | Pilot |
| QuickBooks Desktop | US, CA | Desktop agent, qbXML via QuickBooks SDK | Pilot |
| Xero | UK, AU, NZ, US, SG, UAE | OAuth 2.0, Accounting API 2.0 | Pilot |
| Odoo 16–18 | Global | JSON-RPC with API key | Pilot |
| Microsoft Dynamics 365 Business Central | Global | Entra ID, API v2.0 | Pilot |
| Oracle NetSuite | Global | SuiteQL, token-based auth | Pilot |
| SAP, Sage, Oracle, MYOB, Busy, Marg and more | Global | Trial balance and invoice file (CSV or Excel) | Available |
| Sage Intacct, SAP Business One (live API) | Global | Native API | Roadmap |
| Peppol access point (UAE, EU) | UAE, EU | Through an accredited partner | Roadmap |
"Pilot" means the connector is built and tested against the vendor's documented API, and is being validated on live client books with design partners.
REST, JSON, API keys and an MCP server. One schema covers every source.
# 1. connect a Tally company (desktop agent) python -m ledgerbridge.agent sync \ --company "XYZ Limited" --key lb_live_… # 2. reconcile GSTR-2B curl -X POST $LEDGERBRIDGE_API/v1/companies/42/gst/reconcile \ -H "X-API-Key: lb_live_…" -F gstr2b=@2B.json # 3. lender pack as Excel curl -X POST "$LEDGERBRIDGE_API/v1/companies/42/lender-pack?as_of=2026-09-30&format=xlsx"
Your API host is issued at onboarding. Every request carries X-API-Key, and each key sees only its own tenant's companies.
| Method | Path | Returns |
|---|---|---|
| GET | /v1/sources | Supported accounting systems |
| POST | /v1/sync | Upsert a company snapshot (agent or cloud puller) |
| GET | /v1/companies | Companies for this tenant, with last sync time |
| GET | /v1/companies/{id}/ledgers | Chart of accounts and parties with balances; filter by group |
| GET | /v1/companies/{id}/trial-balance | Balanced trial balance |
| GET | /v1/companies/{id}/vouchers | Vouchers with ledger legs; filter by from, to, type and party |
| POST | /v1/companies/{id}/gst/reconcile | 2B reconciliation as JSON or xlsx; optional supplier emails |
| POST | /v1/companies/{id}/lender-pack | Credit file as JSON or xlsx; optional commentary |
| GET | /v1/usage | Active companies and paid actions this month |
Give Claude, ChatGPT or Cursor read access to a client's books through five tools: list_companies, trial_balance, vouchers, lender_pack and gst_reconcile.
CompanyData: ledgers with name, parent, primary group, opening, closing and GSTIN, and vouchers with date, type, number, party, reference, entries and outstanding. Debit is positive.
Pay per connected company or per report. Each module includes the data connection for that company, and annual plans get two months free. The pilot is free for our first 10 CA firms.
Prices exclude GST and VAT. Enterprise and lender volume pricing is on request.
No. LedgerBridge reads from the system they already use. Nothing is written back to their books.
Only two small lists: your MSME suppliers (Udyam number, category, activity and whether there is a written agreement) and customer credit terms. Everything else comes from the books. Payments are never released by LedgerBridge; the payment run is a proposal you approve in your bank.
One company file, GSTIN or ERP entity that synced in the last 35 days.
No. It is a provisional summary from unaudited books, to speed up a lender's own assessment. It contains no recommendation to lend.
Yes. Figures are rule-based. AI is used only to draft emails and commentary, and you can switch it off.
We handle books the way an audit committee would expect: least privilege, isolation and a trail for every action.
Connectors only read. LedgerBridge never posts to a client's ledger.
Each API key belongs to one tenant, and every query is scoped to it. Keys are stored only as hashes.
Every figure in a report ties back to vouchers and ledgers, and the trial balance is included in each pack.
At general availability, Indian clients' data will be hosted in India, with encryption at rest and consent records designed around the DPDP Act.
Models never compute figures. They draft text from numbers already computed, and you can switch them off.
An ISO 27001 readiness assessment and an independent penetration test are planned before general availability.
LedgerBridge AI is a product of Yield Bridge Capital, a debt advisory and capital markets firm in Ahmedabad, India.
To make every small business's numbers as easy to trust as a listed company's, so compliance is automatic and credit follows performance, not paperwork.
The team is led by a chartered accountant and US CPA with 19 years in listed-company finance. Their work spans an IPO, a listed NCD and debt raised from banks and NBFCs. We have sat on both sides of the credit table, and we built the product we wished we had.
finance leadership behind the product
accounting systems connected
Indian and US qualified
client delivery experience
Rules compute, and AI explains. Every figure must survive an audit.
No forced migrations. Desktop ledgers deserve modern infrastructure too.
Our reports flag the problems first. Trust is built on the bad news.
How each accounting API connects, what you get out, and how much manual work disappears. Then watch it run on real TallyPrime.
Figures are from the demo company "XYZ Limited". Time savings are illustrative estimates and depend on volume and data quality.
Recorded on a Windows PC running TallyPrime. The video shows the company in Tally, the actual API request and response, the commands that ran, and the Excel files LedgerBridge produced from the live data.
The same PC, connected with OAuth to an Intuit QuickBooks Online sandbox company with fictional US books. You see QuickBooks' own trial balance, the API calls, the commands, and a lender pack in US dollars.
Recorded 10 Nov 2026. A practical Monday-morning scenario: the CFO asks where cash is stuck. We walk Tally's debtors and creditors, run one command against the live company, then open the dashboard and Excel workbook it produced. Then the same on QuickBooks Online, in US dollars.
Open the Tally dashboard QuickBooks version
Recorded in TallyPrime Educational mode, which accepts vouchers only on the 1st, 2nd or 31st of a month, so voucher dates sit on the 1st and 2nd. The figures are unaffected. Want the full walkthrough? Watch the complete 7-minute tutorial.
The same four steps you see in the video. Every screenshot below is a frame from the recording.

In TallyPrime: F1 Help › Settings › Connectivity › Client/Server configuration. Set it to Both on port 9000. Nothing is installed inside Tally.

One request returns every ledger with group, balance and party GSTIN. LedgerBridge walks Tally's group tree, so loans, debtors and creditors are classified correctly.
python -m ledgerbridge.agent export --company "XYZ Limited" --from 2026-04-01 --to 2026-09-30 --out books.json
Purchase vouchers are matched to the 2B JSON from the GST portal: matched, fuzzy match, value mismatch, missing, ineligible. You get an IMS action for each invoice and a supplier chase list.
python -m ledgerbridge.agent recon --company "XYZ Limited" --gstr2b 2B.json --out recon.xlsx
P&L and balance sheet in ₹ crore, DSCR and leverage, receivable and payable ageing, GST turnover against books, and the trial balance in absolute rupees for the audit trail.
python -m ledgerbridge.agent pack --company "XYZ Limited" --from 2026-04-01 --to 2026-09-30 --out pack.xlsxQuickBooks Online (shown in the second video), Xero, Zoho Books, Business Central and NetSuite follow the same four steps. Only step 1 changes: you approve access once with OAuth instead of opening a port.
Connect once per company. After that, books sync nightly without anyone exporting a file.
| Accounting system | What you provide | How LedgerBridge connects | Typical setup |
|---|---|---|---|
| TallyPrime / Tally.ERP 9 | Tally open on the office PC with port 9000 enabled | Desktop agent reads ledgers and vouchers over Tally's XML interface | 10 min |
| QuickBooks Online | Approve access once (OAuth) | Intuit Accounting API: accounts, trial balance, bills, invoices | 5 min |
| QuickBooks Desktop | Windows PC with QuickBooks; authorise LedgerBridge once | qbXML through the QuickBooks SDK | 15 min |
| Xero | Approve access once (OAuth) | Accounting API 2.0: accounts, trial balance, invoices, contacts | 5 min |
| Zoho Books | Approve access once (OAuth) | REST v3: chart of accounts, trial balance, bills, invoices | 5 min |
| Odoo 16–18 | Instance URL, database name and API key | JSON-RPC: accounts, journal items, vendor bills, customer invoices | 5 min |
| Dynamics 365 Business Central | An Entra ID app registration | API v2.0: accounts, trial balance, purchase and sales invoices | 20 min |
| Oracle NetSuite | Token-based auth with a read-only role | SuiteQL over REST | 20 min |
| SAP, Sage, MYOB, Busy, Marg… | Trial balance and invoice list (CSV or Excel) | Universal importer with column matching and account classification | 10 min |
Setup times are typical estimates for a first connection.
Every output is computed by rules and ties back to vouchers. AI only drafts the emails and commentary.
JSON over REST: ledgers with groups and balances, vouchers with every leg, party tax IDs, and a trial balance that always balances. The same schema for every source.
Excel with three tabs (Summary, Invoice detail, Supplier follow-up): a status and an IMS action per invoice, ITC at risk versus safe to claim, and drafted supplier emails.
Excel with six tabs: summary in ₹ crore, ratios with DSCR, receivable and payable ageing, GST turnover against books, and the trial balance in absolute rupees, plus flags for the credit desk.
Your team reviews exceptions instead of typing data.
| Task | Manual | With LedgerBridge | What is automated |
|---|---|---|---|
| Extract ledgers | 2 h | 2 min | Nightly sync from the source system |
| GSTR-2B reconciliation | 6 h | 5 min | Matching, fuzzy invoice numbers, IMS actions |
| Supplier follow-ups | 2 h | 10 min | Drafted emails grouped by supplier |
| Lender pack and ratios | 8 h | 15 min | P&L, balance sheet, DSCR, ageing, flags |
| Total | 18 h | 32 min | About 97% less manual work |
Illustrative estimates for a mid-size company file; your figures depend on invoice volume and data quality.
# nightly: sync books from Tally python -m ledgerbridge.agent sync --company "XYZ Limited" # monthly: reconcile GSTR-2B to Excel curl -X POST $LEDGERBRIDGE_API/v1/companies/42/gst/reconcile?format=xlsx \ -H "X-API-Key: $KEY" -F gstr2b=@2B.json -o recon.xlsx # on demand: lender pack curl -X POST "$LEDGERBRIDGE_API/v1/companies/42/lender-pack?as_of=2026-09-30&format=xlsx" \ -H "X-API-Key: $KEY" -o pack.xlsx
We connect your first five companies with you and run the first reconciliation together.
Tell us about your firm and the systems your clients use. We reply within one working day.
Ahmedabad, Gujarat, India